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for: Advanced Search Join E-mail List | Contact Us Menu Close Topics Publications Initiatives Data Sponsors OpportunitiesSearch Does Temporary Disability Insurance Reduce Reliance on Social Security? Issue Brief by Siyan Liu , Laura D. Quinby , and James Giles May 7, 2024 Temporary Disability Insurance (TDI) provides workers with income while they recover from a serious medical condition. Some argue that these benefits allow workers to adjust to health shocks and return to the workforce, reducing reliance on Social Security Disability Insurance (DI). Yet, TDI could also encourage workers to apply for DI benefits by providing… Can Incentives Increase the Writing of Wills? Issue Brief by Jean-Pierre Aubry , Alicia H. Munnell , and Gal Wettstein April 23, 2024 Writing a will can improve the transmission of wealth across generations by preventing the dissipation of assets – such as a family home divided among multiple heirs – and by encouraging donors to save for their beneficiaries. Despite the advantages of having a will, the percentage of households with a will is surprisingly low… LATEST SQUARED AWAY BLOG Retirement is Filled with Surprises – Good and Bad By Kimberly Blanton In a new survey asking retirees what surprised them about being retired, the big winner – for 43 percent –... MARKETWATCH BLOG Roth IRAs Holdings Have Shot Up among Young Households By Alicia H. Munnell Based on an inquiry from a reporter, my colleagues JP Aubry, Yimeng Yin, and Angie Chen have been fooling around... Topics Older Workers Can Employer Demand Support Older Workers Today…And Tomorrow? Issue Brief by Geoffrey T. Sanzenbacher A common refrain among retirement researchers is that longer careers are the best way to ensure an adequate retirement. This refrain is often directed at the workers themselves – you need to work longer!” And that message seems to have been getting through. Since the 1990s, the labor force participation rates of older individuals hav… State & Local Pensions Public Pension Funded Levels Improve Amidst Rising Interest Rates Issue Brief by Jean-Pierre Aubry and Yimeng Yin Since fiscal year 2019, financial markets have been jostled by a series of unusual events: 1) the onset of COVID; 2) the subsequent COVID stimulus; 3) declining interest rates; 4) rising inflation; and then 5) rising interest rates. Despite the volatility of asset values over this period, the 2023 funded status of state and loca… Health/Long-Term Care Medicare Finances: A 2023 Update Issue Brief by Alicia H. Munnell and Michael Wicklein The headlines from the 2023 Medicare Trustees Re­port were that the Hospital Insurance (HI) program faces a long-term deficit and will deplete its trust fund reserves in 2031 and that the rest of the Medicare program will require increasing amounts of general revenues. While true, the outlook for program costs is considerably more favorable than… CRR IN THE NEWS USA TODAY Annuities Are Key to Retirement. So Why Are So Few of Us Buying Them? Daniel de Visé Annuities are an essential component of the American retirement system, starting with Social Security. Why, then, do so few Americans understand them? NEW YORK TIMES ‘Aging in Place, or Stuck in Place?’ Paula Span When it came to housing, Susan Apel and Keith Irwin thought they had planned adroitly for later life. FEATURED Opportunity CRR PARTNERSHIP PROGRAM Become a partner! Partnership with the provides instant access to valuable, independent research. In building a relationship with its supporters, the Center seeks to gain their perspective on retirement income issues and to secure data to advance the goals of the Center’s research programs. The Partnership Program offers the following benefits: One presentation a… Project PARTNERSHIP WITH JACKSON NATIONAL Measuring and Mitigating Retirement Risks This initiative identifies the major risks that people face as they approach retirement, seeks to understand their perceptions of those risks, measures the potential harm from the risks, and evaluates ways to mitigate them. These risks include: longevity, inflation, health, market, family, and policy. The CRR gratefully acknowledges Jackson National Life Insurance Company for supporting… Project RETIREMENT PLAN ACCESS Closing the Coverage Gap The main reason that U.S. workers end up with inadequate retirement savings is that, at any given time, only about half of private sector workers are covered by an employer-sponsored retirement plan (see Figure 1)… Newsletter Winter Edition Our winter newsletter features new research on the insurance value of Social Security and new data on 401k/IRA holdings. It also announces our 2024 research grant opportunities…Contact Join e-mail list © 2024 Trustees of Boston College, | Terms of Use | Privacy Policy | Accessibility This website uses cookies to improve your experience. We also use IP addresses, domain information and other access statistics to administer the site and analyze usage trends. If you prefer to opt out, you can select Update settings. Read our Privacy Policy. Accept Privacy & Cookies Policy Close Privacy Overview This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on . Necessary Necessary Always Enabled Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information. 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